/* =========================================================
   Quottes — Modern insurance theme
   Colours come from CSS vars injected in <head> (admin-editable)
   ========================================================= */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --primary:#1a6d7f; --primary-dark:#244360; --accent:#ee3f55;
  --dark:#1b3049; --light:#eef5f8;
  --text:#33424e; --muted:#6b7d8a; --line:#e4ecf2; --white:#fff;
  --radius:16px; --radius-sm:10px;
  --shadow:0 18px 50px -20px rgba(36,67,96,.30);
  --shadow-sm:0 8px 24px -12px rgba(36,67,96,.28);
  --container:1180px;
  --font-head:'Poppins',sans-serif; --font-body:'Inter',system-ui,sans-serif;
}
html{scroll-behavior:smooth}
body{font-family:var(--font-body);color:var(--text);line-height:1.7;background:var(--white);overflow-x:hidden}
img{max-width:100%;display:block}
a{color:var(--primary);text-decoration:none;transition:.2s}
h1,h2,h3,h4{font-family:var(--font-head);color:var(--dark);line-height:1.2;font-weight:700}
.container{width:100%;max-width:var(--container);margin:0 auto;padding:0 22px}
section{position:relative}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:.5rem;font-family:var(--font-head);font-weight:600;
  font-size:.98rem;padding:.85rem 1.7rem;border-radius:50px;border:2px solid transparent;cursor:pointer;
  transition:transform .2s,box-shadow .2s,background .2s;white-space:nowrap}
.btn:hover{transform:translateY(-3px)}
.btn-primary{background:var(--primary);color:#fff;box-shadow:0 10px 22px -10px var(--primary)}
.btn-primary:hover{background:var(--primary-dark)}
.btn-accent{background:var(--accent);color:#fff;box-shadow:0 10px 24px -8px var(--accent)}
.btn-accent:hover{filter:brightness(1.06)}
.btn-light{background:#fff;color:var(--primary)}
.btn-outline{background:transparent;border-color:#fff;color:#fff}
.btn-outline:hover{background:#fff;color:var(--primary)}
.btn-ghost{background:rgba(255,255,255,.14);color:#fff;border-color:rgba(255,255,255,.4)}

/* ---------- Header (two rows) ---------- */
.site-header{position:sticky;top:0;z-index:100;background:#fff;transition:box-shadow .3s}
.site-header.scrolled{box-shadow:0 10px 30px -18px rgba(36,67,96,.4)}
.mobile-only{display:none !important}

/* Row 1 — utility bar */
.header-top{background:#fff;border-bottom:1px solid var(--line)}
.header-top-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.7rem 22px}
.brand-logo{height:68px;width:auto;display:block}
.header-utility{display:flex;align-items:center;gap:1.9rem}
.util-link{color:var(--muted);font-size:1.16rem;font-weight:600;display:inline-flex;align-items:center;gap:.45rem}
.util-link:hover{color:var(--primary)}
.util-link .ui,.util-phone .ui{font-size:1.15rem}
.util-phone{color:var(--primary-dark);font-weight:700;font-size:1.32rem;display:inline-flex;align-items:center;gap:.5rem;font-family:var(--font-head)}
.util-phone:hover{color:var(--accent)}

/* Row 2 — coloured main menu bar */
.header-main{background:linear-gradient(90deg,var(--primary-dark),var(--primary));box-shadow:0 4px 14px -8px rgba(0,0,0,.4)}
.header-main .menu{list-style:none;display:flex;align-items:center;justify-content:center;gap:.1rem;flex-wrap:nowrap}
.menu-li{position:relative}
.menu-link{font-family:var(--font-head);font-weight:500;color:#eaf3fa;padding:.95rem .78rem;white-space:nowrap;
  display:inline-flex;align-items:center;gap:.25rem;font-size:.92rem;position:relative;transition:.2s}
.menu-link:hover,.menu-link.active{color:#fff;background:rgba(255,255,255,.12)}
.menu-link.active::after{content:"";position:absolute;left:.78rem;right:.78rem;bottom:.5rem;height:2px;background:var(--accent);border-radius:2px}
/* keep the bar on one line on smaller desktops/tablets */
@media(min-width:861px) and (max-width:1120px){
  .menu-link{padding:.9rem .55rem;font-size:.85rem;gap:.15rem}
  .caret{font-size:.55rem}
}
.caret{font-size:.65rem;opacity:.85}
.submenu{list-style:none;position:absolute;top:100%;left:0;min-width:260px;background:#fff;
  border-radius:0 0 12px 12px;box-shadow:var(--shadow);padding:.5rem;border-top:3px solid var(--accent);
  opacity:0;visibility:hidden;transform:translateY(10px);transition:.22s;z-index:50}
.menu-li.has-children:hover .submenu{opacity:1;visibility:visible;transform:translateY(0)}
.submenu.cols-2{min-width:440px;display:grid;grid-template-columns:1fr 1fr;gap:0 .3rem}
.submenu.cols-3{min-width:640px;display:grid;grid-template-columns:1fr 1fr 1fr;gap:0 .3rem}
.submenu li a{display:block;padding:.55rem .8rem;border-radius:8px;color:var(--text);font-size:.9rem;font-weight:500}
.submenu li a:hover{background:var(--light);color:var(--primary);padding-left:1.05rem}
.nav-cta-li{margin-left:.6rem}
.nav-cta{padding:.55rem 1.3rem;font-size:.9rem}
.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:6px;position:relative;z-index:130}
.nav-toggle span{width:26px;height:3px;background:var(--primary-dark);border-radius:3px;transition:.3s}
.nav-toggle.open span:nth-child(1){transform:translateY(8px) rotate(45deg)}
.nav-toggle.open span:nth-child(2){opacity:0}
.nav-toggle.open span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}

/* ---------- Flash ---------- */
.site-flash{padding:.7rem 0;color:#fff;font-weight:500;text-align:center}
.site-flash.success{background:#1f9d6a}
.site-flash.error{background:#d0453b}

/* ---------- Hero ---------- */
.hero{position:relative;background:linear-gradient(120deg,var(--primary-dark),var(--primary) 70%);color:#fff;
  padding:5.5rem 0 6.5rem;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:
  radial-gradient(circle at 85% 15%,rgba(238,63,85,.25),transparent 45%),
  radial-gradient(circle at 10% 90%,rgba(255,255,255,.12),transparent 40%)}
.hero .blob{position:absolute;border-radius:50%;filter:blur(2px);opacity:.15;background:#fff}
.hero .b1{width:340px;height:340px;top:-120px;right:-60px;animation:float 9s ease-in-out infinite}
.hero .b2{width:200px;height:200px;bottom:-70px;left:8%;animation:float 7s ease-in-out infinite reverse}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-26px)}}
.hero-inner{position:relative;max-width:720px}
.hero-grid{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:2.5rem;align-items:center}
.hero-home .hero-inner{max-width:none}
.hero-photo{position:relative}
.hero-photo img{width:100%;border-radius:20px;box-shadow:0 30px 60px -25px rgba(0,0,0,.5);object-fit:cover;aspect-ratio:4/3}
.hero-badge{position:absolute;left:-18px;bottom:24px;background:#fff;color:var(--dark);border-radius:14px;
  padding:.8rem 1.1rem;box-shadow:var(--shadow);display:flex;align-items:center;gap:.7rem;max-width:230px}
.hero-badge .hb-num{font-family:var(--font-head);font-weight:800;font-size:1.6rem;color:var(--primary);
  background:var(--light);width:48px;height:48px;border-radius:12px;display:grid;place-items:center;flex:none}
.hero-badge .hb-txt{font-size:.82rem;font-weight:600;line-height:1.3}
@media(max-width:860px){.hero-grid{grid-template-columns:1fr}.hero-photo{display:none}}
.hero .eyebrow{display:inline-block;background:rgba(255,255,255,.15);border:1px solid rgba(255,255,255,.3);
  padding:.4rem 1rem;border-radius:50px;font-size:.8rem;font-weight:600;letter-spacing:.5px;margin-bottom:1.3rem}
.hero h1{color:#fff;font-size:clamp(2.1rem,4.6vw,3.5rem);font-weight:800;margin-bottom:1.1rem}
.hero p{font-size:1.15rem;color:#e3eef6;max-width:620px;margin-bottom:2rem}
.hero-actions{display:flex;gap:1rem;flex-wrap:wrap}
.hero-wave{position:absolute;bottom:-1px;left:0;width:100%;line-height:0}
.hero-wave svg{width:100%;height:70px;display:block}

/* page hero (interior) */
.page-hero{padding:3.6rem 0 3rem}
.page-hero h1{font-size:clamp(1.9rem,4vw,2.8rem)}
.page-hero .breadcrumb{font-size:.85rem;color:#cfe0ec;margin-bottom:.8rem}
.page-hero .breadcrumb a{color:#fff;opacity:.85}

/* ---------- Stats ---------- */
.stats{margin-top:-3.2rem;position:relative;z-index:5}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.2rem;background:#fff;border-radius:var(--radius);
  box-shadow:var(--shadow);padding:2rem 1.5rem}
.stat{text-align:center;padding:.4rem}
.stat .num{font-family:var(--font-head);font-size:2.1rem;font-weight:800;color:var(--primary)}
.stat .label{font-size:.9rem;color:var(--muted)}
.stat+.stat{border-left:1px solid var(--line)}

/* ---------- Sections ---------- */
.section{padding:4.5rem 0}
.section-head{text-align:center;max-width:680px;margin:0 auto 3rem}
.section-head .eyebrow{color:var(--accent);font-weight:700;text-transform:uppercase;letter-spacing:1.5px;font-size:.8rem}
.section-head h2{font-size:clamp(1.7rem,3.4vw,2.4rem);margin:.6rem 0 .8rem}
.section-head p{color:var(--muted)}
.bg-light{background:var(--light)}

/* ===== Featured "We Make Medicare Feel Simple" section ===== */
.features-section{position:relative;overflow:hidden;padding:6.5rem 0;
  background:linear-gradient(180deg,#fff 0%,var(--light) 55%,#fff 100%)}
.features-section .container{position:relative;z-index:2}
.fx-blob{position:absolute;border-radius:50%;filter:blur(60px);opacity:.5;z-index:1;pointer-events:none}
.fx1{width:360px;height:360px;background:radial-gradient(circle,rgba(26,109,127,.45),transparent 70%);top:-80px;left:-90px;animation:drift 14s ease-in-out infinite}
.fx2{width:300px;height:300px;background:radial-gradient(circle,rgba(238,63,85,.4),transparent 70%);bottom:-70px;right:-60px;animation:drift 11s ease-in-out infinite reverse}
.fx3{width:260px;height:260px;background:radial-gradient(circle,rgba(36,67,96,.32),transparent 70%);top:40%;left:45%;animation:drift 17s ease-in-out infinite}
@keyframes drift{0%,100%{transform:translate(0,0) scale(1)}33%{transform:translate(40px,-30px) scale(1.12)}66%{transform:translate(-30px,25px) scale(.92)}}

.gradient-title{background:linear-gradient(90deg,var(--primary),var(--accent),var(--primary-dark),var(--primary));
  background-size:300% 100%;-webkit-background-clip:text;background-clip:text;color:transparent;
  animation:hue 8s linear infinite}
@keyframes hue{to{background-position:300% 0}}

.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem;margin-top:1rem}
.feature-card{position:relative;background:rgba(255,255,255,.75);backdrop-filter:blur(8px);
  border:1px solid rgba(255,255,255,.9);border-radius:24px;padding:3rem 2rem 2.4rem;text-align:center;
  box-shadow:0 20px 50px -28px rgba(36,67,96,.4);transition:transform .35s cubic-bezier(.2,.8,.2,1),box-shadow .35s;
  overflow:hidden}
.feature-card::before{content:"";position:absolute;inset:0 0 auto 0;height:6px;background:var(--fc-grad)}
.feature-card::after{content:"";position:absolute;width:180px;height:180px;border-radius:50%;
  background:var(--fc-grad);filter:blur(50px);opacity:.14;top:-40px;right:-40px;transition:.4s}
.feature-card:hover{transform:translateY(-14px)}
.feature-card:hover::after{opacity:.3;transform:scale(1.4)}
.feature-card.c1,.feature-card.c2,.feature-card.c3{
  --fc-a:var(--primary);--fc-b:var(--primary-dark);
  --fc-grad:linear-gradient(135deg,var(--primary),var(--primary-dark))}

.fc-index{position:absolute;top:1rem;right:1.3rem;font-family:var(--font-head);font-weight:800;
  font-size:2.6rem;background:var(--fc-grad);-webkit-background-clip:text;background-clip:text;color:transparent;opacity:.18}
.feature-icon{position:relative;width:118px;height:118px;margin:0 auto 1.5rem;display:grid;place-items:center}
.fi-ring{position:absolute;inset:0;border-radius:50%;background:conic-gradient(from 0deg,var(--fc-a),var(--fc-b),var(--fc-a));
  -webkit-mask:radial-gradient(farthest-side,transparent calc(100% - 6px),#000 calc(100% - 5px));
  mask:radial-gradient(farthest-side,transparent calc(100% - 6px),#000 calc(100% - 5px));
  animation:spin 6s linear infinite}
.fi-glow{position:absolute;inset:12px;border-radius:50%;background:var(--fc-grad);opacity:.16}
.fi-emoji{position:relative;font-size:3.1rem;line-height:1;filter:drop-shadow(0 8px 14px rgba(0,0,0,.18));
  animation:bob 3.4s ease-in-out infinite}
.feature-card:hover .fi-emoji{animation-duration:1.2s}
.feature-card:hover .fi-ring{animation-duration:2s}
@keyframes spin{to{transform:rotate(360deg)}}
@keyframes bob{0%,100%{transform:translateY(0) rotate(-4deg)}50%{transform:translateY(-10px) rotate(4deg)}}
.feature-card h3{font-size:1.4rem;margin-bottom:.6rem}
.feature-card p{color:var(--muted);font-size:.98rem;margin-bottom:1.1rem}
.fc-link{font-family:var(--font-head);font-weight:600;font-size:.92rem;background:var(--fc-grad);
  -webkit-background-clip:text;background-clip:text;color:transparent}
.fc-link:hover{letter-spacing:.5px}
@media(max-width:860px){.feature-grid{grid-template-columns:1fr;gap:1.6rem}.features-section{padding:4.5rem 0}}
@media(prefers-reduced-motion:reduce){.fx-blob,.gradient-title,.fi-ring,.fi-emoji{animation:none}}

/* feature cards */
.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:2rem 1.7rem;
  transition:transform .25s,box-shadow .25s,border-color .25s}
.card:hover{transform:translateY(-8px);box-shadow:var(--shadow);border-color:transparent}
.card .icon{width:60px;height:60px;border-radius:16px;display:grid;place-items:center;font-size:1.6rem;
  background:linear-gradient(135deg,var(--primary),var(--primary-dark));color:#fff;margin-bottom:1.1rem}
.card h3{font-size:1.2rem;margin-bottom:.5rem}
.card p{color:var(--muted);font-size:.96rem}

/* mistakes / list cards with accent */
.mistake-card .icon{background:linear-gradient(135deg,var(--accent),#e08e0c)}

/* ---------- Split / content ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:center}
.prose h2{margin-bottom:1rem}
.prose h3{margin:1.6rem 0 .6rem;font-size:1.25rem}
.prose p{margin-bottom:1rem;color:var(--text)}
.prose ul{margin:0 0 1.2rem 0;padding-left:0;list-style:none}
.prose ul li{position:relative;padding-left:1.9rem;margin-bottom:.6rem;color:var(--text)}
.prose ul li::before{content:"✓";position:absolute;left:0;top:0;color:#fff;background:var(--primary);
  width:1.3rem;height:1.3rem;border-radius:50%;font-size:.75rem;display:grid;place-items:center;font-weight:700}
.prose strong{color:var(--dark)}
.media-card{border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden;background:linear-gradient(135deg,var(--primary),var(--primary-dark));
  min-height:340px;display:grid;place-items:center;color:#fff;padding:2.5rem;text-align:center}
.media-card .big{font-size:4rem;margin-bottom:1rem}

/* content sections list on interior pages */
.content-block{margin-bottom:2.4rem}
.content-block:last-child{margin-bottom:0}
.content-block h2{font-size:1.5rem;margin-bottom:.8rem;position:relative;padding-left:1rem}
.content-block h2::before{content:"";position:absolute;left:0;top:.2em;bottom:.2em;width:4px;border-radius:4px;background:var(--accent)}
.content-wrap{display:grid;grid-template-columns:1fr 320px;gap:2.5rem;align-items:start}
@media(max-width:900px){.content-wrap{grid-template-columns:1fr}}

/* sidebar quote box */
.side-card{background:linear-gradient(140deg,var(--primary-dark),var(--primary));color:#fff;border-radius:var(--radius);
  padding:2rem;box-shadow:var(--shadow);position:sticky;top:100px}
.side-card h3{color:#fff;font-size:1.3rem;margin-bottom:.6rem}
.side-card p{color:#dcebf4;font-size:.92rem;margin-bottom:1.2rem}
.side-card .btn{width:100%;justify-content:center}
.side-contact{margin-top:1.3rem;border-top:1px solid rgba(255,255,255,.2);padding-top:1.2rem;font-size:.9rem}
.side-contact a{color:#fff;font-weight:600}

/* ---------- Simplify + video section ---------- */
.simplify-section{position:relative;overflow:hidden;padding:5.5rem 0;color:#fff;
  background:linear-gradient(120deg,var(--primary-dark) 0%,var(--primary) 55%,#1f8fb8 100%)}
.sm-shape{position:absolute;border-radius:50%;pointer-events:none}
.sm1{width:420px;height:420px;top:-140px;right:-120px;background:radial-gradient(circle,rgba(238,63,85,.35),transparent 65%);animation:drift 13s ease-in-out infinite}
.sm2{width:340px;height:340px;bottom:-150px;left:-100px;background:radial-gradient(circle,rgba(255,255,255,.18),transparent 65%);animation:drift 16s ease-in-out infinite reverse}
.simplify-grid{position:relative;z-index:2;display:grid;grid-template-columns:1fr 1.05fr;gap:3.5rem;align-items:center}
.sm-eyebrow{display:inline-block;background:rgba(255,255,255,.15);border:1px solid rgba(255,255,255,.3);
  padding:.4rem 1rem;border-radius:50px;font-size:.78rem;font-weight:700;letter-spacing:1px;text-transform:uppercase;margin-bottom:1.1rem}
.simplify-copy h2{color:#fff;font-size:clamp(1.9rem,3.6vw,2.7rem);margin-bottom:1rem;line-height:1.15}
.simplify-copy p{color:#e3eef6;font-size:1.08rem;margin-bottom:1.8rem}
.sm-actions{display:flex;gap:1rem;flex-wrap:wrap}

.video-frame{position:relative;width:100%;aspect-ratio:16/9;border-radius:18px;overflow:hidden;
  box-shadow:0 30px 70px -25px rgba(0,0,0,.6);border:4px solid rgba(255,255,255,.15)}
.video-frame iframe{position:absolute;inset:0;width:100%;height:100%}
.video-placeholder{background-size:cover;background-position:center;display:grid;place-items:center;cursor:pointer}
.video-placeholder::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(14,36,54,.25),rgba(14,36,54,.6))}
.vp-play{position:relative;z-index:2;width:84px;height:84px;border-radius:50%;display:grid;place-items:center;
  background:var(--accent);color:#fff;font-size:1.9rem;padding-left:6px;
  box-shadow:0 0 0 0 rgba(238,63,85,.6);animation:pulse 2.2s infinite}
.vp-label{position:absolute;z-index:2;bottom:18px;left:20px;color:#fff;font-family:var(--font-head);font-weight:600;
  font-size:1rem;text-shadow:0 2px 8px rgba(0,0,0,.6)}
@media(max-width:860px){.simplify-grid{grid-template-columns:1fr;gap:2rem}}

/* ---------- Carriers marquee (logos) ---------- */
.carriers{padding:3.5rem 0;background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.carriers .eyebrow-c{text-align:center;color:var(--accent);font-weight:700;letter-spacing:1.5px;text-transform:uppercase;font-size:.8rem}
.carriers-title{text-align:center;font-size:clamp(1.5rem,3vw,2.1rem);margin:.5rem 0 2.2rem}
.marquee{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.marquee-track{display:flex;align-items:center;gap:1.4rem;width:max-content;animation:scroll 30s linear infinite}
.carriers:hover .marquee-track{animation-play-state:paused}
.carrier-logo{flex:none;height:72px;display:grid;place-items:center;padding:.4rem .5rem}
.carrier-logo img{max-height:60px;width:auto;max-width:180px;object-fit:contain;
  filter:none;opacity:1;transition:transform .3s}
.carrier-logo img:hover{transform:scale(1.12)}
@keyframes scroll{to{transform:translateX(-50%)}}

/* ---------- Mistakes (two-column) ---------- */
.mistakes-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:3.5rem;align-items:center}
.mistakes-left h2{font-size:clamp(1.7rem,3.4vw,2.4rem);margin:.6rem 0 1rem;color:var(--primary)}
.mistakes-left p{color:var(--text);margin-bottom:1.6rem;font-size:1.02rem}
.mistake-item{padding:1.4rem 0;border-bottom:1px solid var(--line)}
.mistake-item:first-child{padding-top:0}
.mistake-item:last-child{border-bottom:none;padding-bottom:0}
.mistake-item h3{color:var(--primary);font-size:1.4rem;margin-bottom:.5rem}
.mistake-item p{color:var(--text)}
@media(max-width:860px){.mistakes-grid{grid-template-columns:1fr;gap:2rem}}

/* ---------- Testimonials ---------- */
.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem}
.testi{background:#fff;border-radius:var(--radius);padding:2rem;box-shadow:var(--shadow-sm);border:1px solid var(--line);position:relative}
.testi::before{content:"\201C";position:absolute;top:.2rem;right:1.2rem;font-family:Georgia,serif;font-size:5rem;color:var(--light);line-height:1}
.testi .stars{color:var(--accent);margin-bottom:.6rem}
.testi p{position:relative;z-index:1;color:var(--text);font-style:italic;margin-bottom:1rem}
.testi .who{font-family:var(--font-head);font-weight:600;color:var(--dark)}

/* ---------- CTA band ---------- */
.cta-band{background:linear-gradient(120deg,var(--dark),var(--primary-dark));color:#fff;padding:3.5rem 0}
.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:2rem;flex-wrap:wrap}
.cta-band h2{color:#fff;font-size:1.9rem}
.cta-band p{color:#d5e3ee}
.cta-actions{display:flex;gap:1rem;flex-wrap:wrap}

/* ---------- Contact ---------- */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem}
.contact-info .info-item{display:flex;gap:1rem;align-items:flex-start;margin-bottom:1.6rem}
.contact-info .info-item .ci{width:52px;height:52px;flex:none;border-radius:14px;display:grid;place-items:center;
  background:var(--light);color:var(--primary);font-size:1.4rem}
.contact-info h4{margin-bottom:.15rem}
.contact-info a{color:var(--primary);font-weight:600}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:2.2rem;box-shadow:var(--shadow)}
.field{margin-bottom:1.1rem}
.field label{display:block;font-weight:600;font-size:.9rem;margin-bottom:.4rem;color:var(--dark)}
.field input,.field textarea,.field select{width:100%;padding:.8rem 1rem;border:1.5px solid var(--line);
  border-radius:var(--radius-sm);font-family:inherit;font-size:.95rem;transition:.2s;background:#fbfdff}
.field input:focus,.field textarea:focus,.field select:focus{outline:none;border-color:var(--primary);background:#fff;box-shadow:0 0 0 4px rgba(26,109,127,.1)}
.field textarea{min-height:130px;resize:vertical}

/* ---------- Float call ---------- */
.float-call{position:fixed;right:20px;bottom:22px;width:56px;height:56px;border-radius:50%;background:var(--accent);
  color:#fff;display:grid;place-items:center;box-shadow:0 10px 28px -8px var(--accent);z-index:90;
  animation:pulse 2.2s infinite}
.float-call svg{width:26px;height:26px;display:block}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(238,63,85,.5)}70%{box-shadow:0 0 0 16px rgba(238,63,85,0)}100%{box-shadow:0 0 0 0 rgba(238,63,85,0)}}

/* ---------- Footer (mega) ---------- */
.site-footer{background:#244360;color:#c7d5e0;padding-top:3.5rem;font-size:.92rem}
.footer-top{display:grid;grid-template-columns:1fr 2.4fr;gap:2.5rem;padding-bottom:2.5rem}
.footer-logo{height:44px;background:#fff;padding:8px 12px;border-radius:10px;margin-bottom:1.1rem;box-sizing:content-box}
.footer-brand h4{color:#fff;font-size:1.05rem;margin-bottom:.5rem}
.footer-brand p{max-width:320px;margin-bottom:1.2rem;font-size:.9rem}
.footer-bbb{width:150px;border-radius:6px}
.footer-social-icons{display:flex;gap:.6rem;margin:1.1rem 0 0}
.soc-ico{width:40px;height:40px;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.1);
  transition:transform .2s,background .2s}
.soc-ico svg{width:18px;height:18px;fill:#cddbe6;transition:fill .2s}
.soc-ico:hover{transform:translateY(-3px)}
.soc-ico:hover svg{fill:#fff}
.soc-facebook:hover{background:#1877f2}
.soc-instagram:hover{background:linear-gradient(45deg,#f09433,#e6683c,#dc2743,#cc2366,#bc1888)}
.soc-linkedin:hover{background:#0a66c2}
.soc-youtube:hover{background:#ff0000}
.footer-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem}
.fcol h4{color:#fff;margin-bottom:.9rem;font-size:1rem;border-bottom:2px solid rgba(255,255,255,.12);padding-bottom:.5rem}
.fcol h4 a{color:#fff}
.fcol h4 a:hover{color:var(--accent)}
.fcol ul{list-style:none}
.fcol ul li{margin-bottom:.5rem}
.fcol a{color:#a9bccb}
.fcol a:hover{color:#fff;padding-left:3px}
.fcol .view-all{color:var(--accent);font-weight:600}
.fcol-contact li{margin-bottom:.55rem;color:#a9bccb}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:1.4rem 0 0}
.footer-bottom-inner{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;align-items:center}
.footer-bottom .copy{font-size:.85rem;color:#c2d2df}
.footer-bottom .copy a{color:#fff}
.footer-bottom .copy a:hover{color:var(--accent)}
.footer-alpha-title{text-align:center;color:#fff;font-family:var(--font-head);font-weight:700;font-size:1.05rem;letter-spacing:.5px;margin-bottom:.4rem}
.footer-social{display:flex;gap:1.2rem}
.footer-social a{color:#a9bccb;font-size:.78rem;font-weight:700;letter-spacing:.5px}
.footer-social a:hover{color:#fff}
.footer-disclaimer{padding:1.2rem 0}
.footer-disclaimer p{font-size:.78rem;color:#7089a0;line-height:1.6}

/* ---------- Blog listing ---------- */
.blog-hero .blob.b2{width:220px;height:220px;bottom:-60px;right:10%;left:auto}
.cat-pill{display:inline-block;color:#fff;font-family:var(--font-head);font-weight:700;font-size:.72rem;
  letter-spacing:.5px;text-transform:uppercase;padding:.3rem .8rem;border-radius:50px}

/* featured post */
.featured-post{display:grid;grid-template-columns:1.15fr 1fr;gap:0;background:#fff;border:1px solid var(--line);
  border-radius:20px;overflow:hidden;box-shadow:var(--shadow);margin-bottom:2.5rem;color:inherit;
  transition:transform .3s,box-shadow .3s}
.featured-post:hover{transform:translateY(-6px);box-shadow:0 30px 70px -30px rgba(36,67,96,.5)}
.featured-media{position:relative;min-height:320px;background-size:cover;background-position:center}
.fp-badge{position:absolute;top:1rem;left:1rem;background:var(--accent);color:#fff;font-family:var(--font-head);
  font-weight:700;font-size:.78rem;padding:.35rem .9rem;border-radius:50px}
.featured-body{padding:2.4rem;display:flex;flex-direction:column;justify-content:center}
.featured-body h2{font-size:clamp(1.4rem,2.6vw,2rem);margin:.8rem 0 .5rem;line-height:1.2}
.fp-meta{font-size:.82rem;color:var(--muted);font-weight:600;text-transform:uppercase;letter-spacing:.5px;margin-bottom:.9rem}
.fp-excerpt{color:var(--muted);margin-bottom:1.2rem}
@media(max-width:768px){.featured-post{grid-template-columns:1fr}.featured-media{min-height:210px}}

/* card grid */
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.8rem;align-items:stretch}
.blog-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:18px;
  overflow:hidden;transition:transform .25s,box-shadow .25s;color:inherit}
.blog-card:hover{transform:translateY(-10px);box-shadow:var(--shadow)}
.blog-thumb{position:relative;height:190px;background-size:cover;background-position:center}
.blog-thumb .cat-pill{position:absolute;bottom:.9rem;left:.9rem;box-shadow:0 6px 16px -6px rgba(0,0,0,.5)}
.blog-body{padding:1.4rem 1.5rem 1.6rem;display:flex;flex-direction:column;flex:1}
.blog-meta{font-size:.78rem;color:var(--muted);margin-bottom:.5rem;font-weight:600;text-transform:uppercase;letter-spacing:.5px}
.blog-body h3{font-size:1.18rem;margin-bottom:.5rem;line-height:1.3}
.blog-body p{color:var(--muted);font-size:.93rem;flex:1}
.read-more{color:var(--primary);font-weight:600;font-family:var(--font-head);margin-top:1rem;font-size:.92rem}
.blog-card:hover .read-more,.featured-post:hover .read-more{color:var(--accent)}
@media(max-width:900px){.blog-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.blog-grid{grid-template-columns:1fr}}

/* pagination */
.pagination{display:flex;justify-content:center;flex-wrap:wrap;gap:.5rem;margin-top:3rem}
.page-btn{display:grid;place-items:center;min-width:44px;height:44px;padding:0 .9rem;border-radius:12px;
  font-family:var(--font-head);font-weight:600;font-size:.95rem;background:#fff;border:1px solid var(--line);color:var(--primary);transition:.2s}
a.page-btn:hover{background:var(--primary);color:#fff;border-color:var(--primary);transform:translateY(-2px)}
.page-btn.is-current{background:var(--accent);border-color:var(--accent);color:#fff}
.page-btn.is-disabled{color:#b7c4ce;background:var(--light);cursor:default}

/* ---------- 3-step process ---------- */
.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem;position:relative}
.step-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:2.4rem 1.7rem 1.9rem;
  text-align:center;position:relative;transition:transform .25s,box-shadow .25s}
.step-card:hover{transform:translateY(-8px);box-shadow:var(--shadow)}
.step-num{width:64px;height:64px;margin:0 auto 1.1rem;border-radius:50%;display:grid;place-items:center;
  font-family:var(--font-head);font-weight:800;font-size:1.7rem;color:#fff;
  background:linear-gradient(135deg,var(--primary),var(--primary-dark));box-shadow:0 10px 22px -8px var(--primary)}
.step-card h3{font-size:1.2rem;margin-bottom:.5rem}
.step-card p{color:var(--muted);font-size:.95rem}
@media(min-width:861px){
  .steps-grid .step-card:not(:last-child)::after{content:"→";position:absolute;right:-1.15rem;top:2.9rem;
    color:var(--accent);font-size:1.6rem;font-weight:700;z-index:2}
}
@media(max-width:860px){
  .steps-grid{grid-template-columns:1fr;gap:1.2rem}
  .step-card{padding:1.9rem 1.5rem}
}

/* ---------- Home lead form ---------- */
.lead-section{background:linear-gradient(120deg,var(--dark),var(--primary-dark));color:#fff}
.lead-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:3rem;align-items:center}
.lead-copy h2{color:#fff;font-size:clamp(1.8rem,3.4vw,2.5rem);margin:.5rem 0 1rem}
.lead-copy p{color:#d5e3ee;margin-bottom:1.4rem}
.lead-points{list-style:none}
.lead-points li{position:relative;padding-left:2rem;margin-bottom:.7rem;color:#eaf3fa}
.lead-points li::before{content:"✓";position:absolute;left:0;top:0;color:#fff;background:var(--accent);
  width:1.4rem;height:1.4rem;border-radius:50%;font-size:.8rem;display:grid;place-items:center;font-weight:700}
.lead-form-card{background:#fff;border-radius:var(--radius);padding:2.2rem;box-shadow:var(--shadow);color:var(--text)}
.lead-form-card h3{color:var(--dark)}
.lead-two{display:grid;grid-template-columns:1fr 1fr;gap:.9rem}
@media(max-width:860px){.lead-grid{grid-template-columns:1fr}}
@media(max-width:480px){.lead-two{grid-template-columns:1fr}}

/* ---------- Search popup modal ---------- */
.search-modal{position:fixed;inset:0;z-index:200;display:none;align-items:flex-start;justify-content:center;padding:11vh 1rem 1rem}
.search-modal.open{display:flex}
.search-modal-backdrop{position:absolute;inset:0;background:rgba(14,36,54,.6);backdrop-filter:blur(4px);animation:fadeIn .2s ease}
.search-modal-box{position:relative;background:#fff;border-radius:18px;box-shadow:0 40px 90px -30px rgba(0,0,0,.55);
  width:100%;max-width:560px;padding:2rem;animation:popIn .25s cubic-bezier(.2,.8,.2,1)}
.search-modal-close{position:absolute;top:.7rem;right:1rem;background:none;border:none;font-size:1.9rem;color:var(--muted);cursor:pointer;line-height:1}
.search-modal-close:hover{color:var(--dark)}
.search-modal-box h3{margin-bottom:1rem;font-size:1.3rem}
.search-modal-form{display:flex;align-items:center;gap:.6rem;border:2px solid var(--line);border-radius:50px;padding:.35rem .35rem .35rem 1.1rem;transition:.2s}
.search-modal-form:focus-within{border-color:var(--primary);box-shadow:0 0 0 4px rgba(26,109,127,.12)}
.smf-icon{font-size:1.05rem;opacity:.6}
.search-modal-form input{flex:1;border:none;outline:none;font-size:1.05rem;font-family:inherit;background:none;padding:.55rem 0;min-width:0}
.search-modal-form .btn{padding:.7rem 1.4rem;flex:none}
.search-modal-hint{color:var(--muted);font-size:.85rem;margin-top:.9rem;text-align:center}
.search-modal-hint kbd{background:var(--light);border:1px solid var(--line);border-radius:5px;padding:.05rem .4rem;font-family:var(--font-head);font-size:.78rem}
@keyframes fadeIn{from{opacity:0}to{opacity:1}}
@keyframes popIn{from{opacity:0;transform:translateY(-16px) scale(.96)}to{opacity:1;transform:none}}
@media(max-width:480px){.search-modal-form .btn{padding:.7rem 1rem}}

/* ---------- Search ---------- */
.search-form{display:flex;gap:.6rem;max-width:560px;margin-top:1rem}
.search-form input{flex:1;padding:.85rem 1.1rem;border:none;border-radius:50px;font-size:1rem;font-family:inherit}
.search-form input:focus{outline:3px solid rgba(255,255,255,.4)}
.search-result{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:1.3rem 1.6rem;margin-bottom:1rem;transition:.2s;color:inherit}
.search-result:hover{box-shadow:var(--shadow);transform:translateX(4px);border-color:transparent}
.sr-type{display:inline-block;background:var(--light);color:var(--primary);font-size:.72rem;font-weight:700;
  text-transform:uppercase;letter-spacing:.5px;padding:.2rem .6rem;border-radius:20px;margin-bottom:.5rem}
.search-result h3{font-size:1.15rem;margin-bottom:.3rem}
.search-result p{color:var(--muted);font-size:.92rem}

/* ---------- Glossary / Dictionary ---------- */
.alpha-strip .alpha-inner{display:flex;flex-wrap:wrap;gap:.35rem;justify-content:center;padding:1rem 22px}
.alpha-letter{display:grid;place-items:center;min-width:34px;height:34px;padding:0 .3rem;border-radius:8px;
  font-family:var(--font-head);font-weight:700;font-size:.95rem;transition:.18s}
a.alpha-letter{background:var(--light);color:var(--primary)}
a.alpha-letter:hover{background:var(--primary);color:#fff;transform:translateY(-2px)}
.alpha-letter.is-empty{color:#c3d0da;background:transparent;cursor:default}
a.alpha-letter.is-current{background:var(--accent);color:#fff}
.alpha-strip-light{background:#fff;border-bottom:1px solid var(--line)}

/* dark strip in the footer */
.footer-alpha{border-top:1px solid rgba(255,255,255,.1);padding:.6rem 0}
.footer-alpha .alpha-inner{padding:.9rem 22px}
.footer-alpha a.alpha-letter{background:rgba(255,255,255,.12);color:#fff}
.footer-alpha a.alpha-letter:hover{background:var(--accent);color:#fff}
.footer-alpha .alpha-letter.is-empty{color:rgba(255,255,255,.35)}
.footer-alpha a.alpha-letter.is-current{background:var(--accent);color:#fff}

/* multi-column term list */
.term-columns{column-count:4;column-gap:2.2rem}
.term-link{display:block;padding:.4rem 0;color:var(--primary);font-size:.96rem;break-inside:avoid;border-bottom:1px solid transparent}
.term-link:hover{color:var(--accent);border-bottom-color:var(--line)}
@media(max-width:900px){.term-columns{column-count:3}}
@media(max-width:640px){.term-columns{column-count:2}}
@media(max-width:420px){.term-columns{column-count:1}}

/* key takeaways box */
.takeaways{background:var(--light);border:1px solid var(--line);border-left:4px solid var(--accent);
  border-radius:12px;padding:1.4rem 1.6rem;margin-bottom:1.8rem}
.takeaways h4{font-size:.85rem;text-transform:uppercase;letter-spacing:1px;color:var(--primary);margin-bottom:.7rem}
.takeaways ul{list-style:none;margin:0;padding:0}
.takeaways li{position:relative;padding-left:1.6rem;margin-bottom:.5rem;color:var(--text)}
.takeaways li::before{content:"✓";position:absolute;left:0;color:#fff;background:var(--accent);width:1.15rem;height:1.15rem;
  border-radius:50%;font-size:.7rem;display:grid;place-items:center;font-weight:700;top:.2rem}

/* related terms sidebar */
.related-terms{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.5rem;margin-top:1.2rem}
.related-terms h4{margin-bottom:.8rem;font-size:1.05rem}
.related-terms ul{list-style:none}
.related-terms li{margin-bottom:.5rem}
.related-terms a{color:var(--primary);font-weight:500}
.related-terms a:hover{color:var(--accent);padding-left:3px}

/* ---------- Appointment booking modal ---------- */
.appt-modal{position:fixed;inset:0;z-index:210;display:none;align-items:center;justify-content:center;padding:1rem}
.appt-modal.open{display:flex}
.appt-backdrop{position:absolute;inset:0;background:rgba(14,36,54,.62);backdrop-filter:blur(4px);animation:fadeIn .2s ease}
.appt-box{position:relative;background:#fff;border-radius:20px;box-shadow:0 40px 100px -30px rgba(0,0,0,.6);
  width:100%;max-width:820px;max-height:92vh;overflow:hidden;animation:popIn .28s cubic-bezier(.2,.8,.2,1)}
.appt-close{position:absolute;top:.7rem;right:1rem;z-index:3;background:none;border:none;font-size:1.9rem;color:var(--muted);cursor:pointer;line-height:1}
.appt-close:hover{color:var(--dark)}
.appt-grid{display:grid;grid-template-columns:270px 1fr;max-height:92vh}
.appt-summary{background:linear-gradient(160deg,var(--primary-dark),var(--primary));color:#fff;padding:2rem 1.7rem}
.appt-logo{height:40px;background:#fff;border-radius:8px;padding:5px 9px;margin-bottom:1.3rem}
.appt-summary h4{color:#fff;font-size:1.25rem;margin-bottom:.4rem}
.appt-tag{color:#dcebf4;font-size:.9rem;margin-bottom:1.4rem}
.appt-meta{list-style:none;padding:0;margin:0}
.appt-meta li{display:flex;gap:.6rem;align-items:flex-start;margin-bottom:.8rem;color:#eaf3fa;font-size:.92rem;font-weight:500}
.appt-meta .ai{opacity:.9}
.appt-main{padding:2rem 2rem 1.6rem;overflow-y:auto;max-height:92vh}
.appt-head h3{font-size:1.35rem;color:var(--primary);text-align:center;margin-bottom:1.2rem}
.appt-step-label{font-family:var(--font-head);font-weight:600;color:var(--dark);margin-bottom:.9rem}
.appt-back{background:none;border:none;color:var(--primary);font-weight:600;cursor:pointer;font-size:.9rem;padding:0 0 .6rem;font-family:var(--font-head)}
.appt-back:hover{color:var(--accent)}

/* calendar */
.cal-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:.7rem}
.cal-head #calTitle{font-family:var(--font-head);font-weight:700;color:var(--dark)}
.cal-nav{width:34px;height:34px;border-radius:50%;border:1px solid var(--line);background:#fff;color:var(--primary);font-size:1.1rem;cursor:pointer}
.cal-nav:hover{background:var(--primary);color:#fff;border-color:var(--primary)}
.cal-dow{display:grid;grid-template-columns:repeat(7,1fr);gap:.3rem;margin-bottom:.3rem}
.cal-dow span{text-align:center;font-size:.72rem;font-weight:700;color:var(--muted);text-transform:uppercase}
.cal-grid{display:grid;grid-template-columns:repeat(7,1fr);gap:.3rem}
.cal-cell{aspect-ratio:1;border:none;background:var(--light);border-radius:9px;color:var(--dark);font-weight:600;
  font-family:var(--font-head);cursor:pointer;transition:.15s;font-size:.92rem}
.cal-cell:hover:not(.disabled):not(.empty){background:var(--primary);color:#fff;transform:translateY(-2px)}
.cal-cell.empty{background:transparent;cursor:default}
.cal-cell.disabled{background:transparent;color:#c9d4dc;cursor:not-allowed}

/* slots */
.slot-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:.6rem;max-height:340px;overflow-y:auto;padding-right:.2rem}
.slot-btn{padding:.7rem;border:1.5px solid var(--primary);background:#fff;color:var(--primary);border-radius:10px;
  font-weight:600;font-family:var(--font-head);cursor:pointer;transition:.15s;font-size:.9rem}
.slot-btn:hover{background:var(--primary);color:#fff}
.slot-btn.taken{border-color:var(--line);color:#c1ccd4;background:var(--light);cursor:not-allowed}
.slot-loading{grid-column:1/-1;color:var(--muted);text-align:center;padding:1.5rem 0}

/* details form */
.appt-form .a2{display:grid;grid-template-columns:1fr 1fr;gap:.9rem}
.appt-form .field{margin-bottom:.9rem}
.appt-form label{display:block;font-weight:600;font-size:.85rem;margin-bottom:.35rem;color:var(--dark)}
.appt-form input,.appt-form textarea{width:100%;padding:.7rem .9rem;border:1.5px solid var(--line);border-radius:9px;font-family:inherit;font-size:.94rem;background:#fbfdff}
.appt-form input:focus,.appt-form textarea:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px rgba(26,109,127,.12)}
.appt-meeting{display:flex;flex-direction:column;gap:.5rem}
.meet-opt{display:flex;align-items:center;gap:.55rem;border:1.5px solid var(--line);border-radius:10px;padding:.7rem .9rem;
  cursor:pointer;font-size:.92rem;font-weight:500;color:var(--dark);transition:.15s;background:#fbfdff}
.meet-opt:hover{border-color:var(--primary)}
.meet-opt input{width:auto;flex:none;accent-color:var(--primary)}
.meet-opt:has(input:checked){border-color:var(--primary);background:rgba(26,109,127,.06);box-shadow:0 0 0 2px rgba(26,109,127,.12)}
.meet-opt .mi{font-size:1rem}
.meet-opt small{color:var(--muted);font-weight:400;margin-left:.2rem}
.appt-consent-box{background:var(--light);border:1px solid var(--line);border-radius:10px;padding:.9rem 1.1rem;
  max-height:150px;overflow-y:auto;font-size:.78rem;line-height:1.55;color:var(--muted);margin:.4rem 0 .9rem}
.appt-consent-box p{margin:0 0 .4rem}
.appt-consent-box ul{margin:0 0 .5rem 1.1rem;padding:0}
.appt-consent-box li{margin-bottom:.25rem}
.appt-consent-box a{color:var(--primary)}
.appt-agree{display:flex;gap:.55rem;align-items:flex-start;font-size:.88rem;color:var(--dark);font-weight:500;margin-bottom:1rem;cursor:pointer}
.appt-agree input{margin-top:.15rem;flex:none;width:auto}
.appt-submit{width:100%;justify-content:center;margin-top:.3rem}
.appt-legal{text-align:center;font-size:.82rem;margin-top:.9rem}
.appt-legal a{color:var(--primary);font-weight:500}
.appt-legal a:hover{color:var(--accent)}
.appt-err{background:#fbe1de;color:#a12b21;padding:.6rem .9rem;border-radius:8px;font-size:.88rem;margin-bottom:.8rem}

/* confirmation */
.appt-done{text-align:center;padding:1.5rem 0}
.appt-done .done-check{width:74px;height:74px;border-radius:50%;background:#1f9d6a;color:#fff;font-size:2.4rem;
  display:grid;place-items:center;margin:0 auto 1rem;animation:popIn .4s}
.appt-done h3{color:var(--dark);margin-bottom:.5rem}
.appt-done p{color:var(--muted);margin-bottom:.5rem}
.appt-done #doneWhen{font-family:var(--font-head);font-weight:700;color:var(--primary);font-size:1.05rem}
.appt-done .btn{margin-top:1rem}

@media(max-width:680px){
  .appt-grid{grid-template-columns:1fr}
  .appt-summary{display:none}
  .slot-grid{grid-template-columns:repeat(2,1fr)}
  .appt-form .a2{grid-template-columns:1fr}
}

/* ---------- Reveal animation ---------- */
.reveal{opacity:0;transform:translateY(34px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}
.reveal.d1{transition-delay:.1s}.reveal.d2{transition-delay:.2s}.reveal.d3{transition-delay:.3s}

/* ---------- Responsive ---------- */
@media(max-width:1050px){
  .header-utility{gap:1.2rem}
  .util-link{font-size:1.02rem}
  .util-phone{font-size:1.14rem}
}
@media(max-width:980px){
  .split,.contact-grid{grid-template-columns:1fr}
  .card-grid,.testi-grid{grid-template-columns:1fr 1fr}
  .stats-grid{grid-template-columns:repeat(2,1fr)}
  .stat:nth-child(3){border-left:none}
  .footer-top{grid-template-columns:1fr}
  .footer-cols{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:860px){
  .nav-toggle{display:flex}
  .header-utility{display:none}
  /* main menu bar becomes a slide-in panel */
  .header-main{position:fixed;inset:0 0 0 auto;width:min(340px,86vw);background:#fff;padding:4.5rem 1.2rem 2rem;
    box-shadow:-20px 0 60px -20px rgba(0,0,0,.4);transform:translateX(100%);transition:transform .32s;overflow-y:auto;z-index:120}
  .header-main.open{transform:none}
  .header-main .container{padding:0}
  .header-main .menu{flex-direction:column;align-items:stretch;gap:.1rem}
  .mobile-only{display:block !important}
  .mobile-util-sep{border-top:1px solid var(--line);margin:.6rem 0}
  .menu-link{color:var(--dark);padding:.85rem .6rem;border-bottom:1px solid var(--line)}
  .menu-link:hover,.menu-link.active{background:var(--light);color:var(--primary)}
  .menu-link.active::after{display:none}
  .submenu{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:none;border-top:none;
    padding:.2rem 0 .6rem 1rem;min-width:auto;display:none}
  .submenu.cols-2,.submenu.cols-3{display:none;grid-template-columns:1fr;min-width:auto}
  .menu-li.has-children.open-sub .submenu{display:block}
  .nav-cta-li{margin:1rem 0 0}
  .nav-cta{display:block;text-align:center}
  .caret{margin-left:auto}
}
@media(max-width:640px){
  .footer-cols{grid-template-columns:1fr}
  .brand-logo{height:54px}
}
@media(max-width:560px){
  .card-grid,.testi-grid,.stats-grid{grid-template-columns:1fr}
  .stat+.stat{border-left:none;border-top:1px solid var(--line);padding-top:1rem}
  .cta-inner{flex-direction:column;text-align:center;align-items:center}
  .cta-actions{justify-content:center;width:100%}
  .float-call{width:50px;height:50px}
}
