Key Takeaways
- You pay the deductible before your insurance begins to pay.
- Most Advantage plans have $0 deductibles for in-network services.
- Deductibles generally reset each year.
A deductible is the amount you pay for your healthcare before your insurance starts to pay for some of it. Once you have met the deductible, the plan begins covering its share of your covered services.
Most Medicare Advantage plans carry a $0 deductible for in-network services.